1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Those who can claim disability insurance are persons who have suffered a disability that keeps them from working. The time when they receive the benefit will depend on when the disability was incurred and the elimination period stated in their policy. The disability itself also must be covered under the policy.
    Answered on July 19, 2013
  2. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The only person who can claim a benefit on disability insurance is the primary insured. Keep in mind to make a disability claim all criteria must be met. You must have been diagnosed by a licensed physician as being unable to perform the duties of your current occupation and the elimination period for benefits to start has been met. Then the primary insured will begin receiving benefits.
    Answered on September 22, 2014
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