Who Can Sell Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The agents who can sell Disability Insurance often are licensed in Life, Health and Annuities, although it is the Health Insurance licensing that allows an agent to sell Disability Insurance. While it is Health Insurance product, Disability Insurance fits in with Life Insurance in developing a comprehensive plan of protection for dependents if the wage earner is unable to work due to illness, injury, or death.
    Answered on August 10, 2013
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  2. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    In order to sell disability insurance an agent must maintain a valid health insurance license in the state where the policyholder resides. The agent must also have a contract with the insurance carrier in order to solicit business, and take applications for coverage. Group disability plans require that the agent be licensed in the in situs state where the policy is issued.
    Answered on August 18, 2014
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