1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    In business scenarios, key executives that head operations and drive sales would be selected to offer disability insurance as a benefit to the employee as well as key employee coverage for the firm. Most large firms use disability insurances an employee benefit to recruit and retain key players in the organization.
    Answered on September 9, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The Insured in any disability policy, whether used privately or in a business arrangement, is the person who has the potential to become disabled. The benefit can be paid to the business or to the Insured, if the Insured becomes unable to do the tasks that their position requires.
    Answered on September 9, 2013
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