1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Group Short Term Disability policies will usually pay for maternity leave. There is normally a waiting period of about 12 months so that the pregnancy is not a "pre-existing condition". 

    Unfortunately, private Short Term Disability policies not pay for maternity leave unless there are complications with the delivery or recovery.
    Answered on June 28, 2013
  2. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    There is an important distinction worth noting. Private policies sold directly to individuals do not cover normal childbirth. Complications and postpartum disorders may be covered as Peggy noted.

    There are individual policies sold through employer groups that do cover normal childbirth. The policies are employee owned and paid via payroll deduction. Employers are not required to make a contribution, and participation requirements are nominal.
    Answered on August 1, 2014
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