Can A Person Have Two Health Insurance Plans?

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   Fred Adams

   The HSA Expert, Health Revival, Athens, GA

   Yes, a person can have tow health  insurance policies, but it rarely pays to do so. Since insurance is intended to protect someone from a possible catastrophic loss, it is not designed to allow someone to profit for being sick or ill. As such, if someone has two health plans, the insurance companies would "co-ordinate" benefits to determine which company is the primary payor. The other company would then provide benefits, based on the terms of your policy, until all bills are paid in full. Any "unused" benefits would not be paid to the policy holder.

   Answered on May 14, 2014

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