US Health Advisor, US Health Group, 2250 Point Blvd suite 322, Elgin IL. 60123
When applying for health insurance underwriters can request labs or blood testing based on a persons medical background and history in order to calculate the risk in insuring that person. The insurance company reserves the right to accept or decline a person if illegal drugs show up in the labs. That said; there will be no underwriting under the "Obamacare" state sponsored insurance exchanges beginning October 1, 2013 and be prepared to pay higher premiums.
Anytime you are in the hospital or your doctor requests labs all of your medical information is reported to the medical information bureau. Insurance companies can get access to that information when you apply for health insurance.
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Anytime you are in the hospital or your doctor requests labs all of your medical information is reported to the medical information bureau. Insurance companies can get access to that information when you apply for health insurance.