Can Health Insurance Companies See Your Medical Records?

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   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   That is a great question! Almost all insurance companies use a company called the Medical Information Bureau. From that company they can receive information on any insurance claim that has been filed on you. It will not have details on your health, but it will list all of the tests, meds, etc. that the provider turned in on the claim. They also will have access to your prescription history. Between those two, they have a pretty decent idea of what is going on with you. Add to that their ability to have you furnish a Doctor's statement if needed, and you are pretty much transparent. I strongly advise my clients to be completely open about their medical situation, in any case. Thanks for asking!

   Answered on November 17, 2014

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