1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    Starting January 1, 2014, pre-existing  conditions will no longer be an issue.  You can begin looking at plans now with an effective date of 1/1/14.  Also, depending on what the condition is you may be able to look at getting a plan now because not all pre-existing conditions are equal.  An independent agent should be able to show you plans from several different top rated carriers.
    Answered on November 23, 2013
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