Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Yes. Health insurance under the new Affordable Care Act is, in short, guaranteed issue - meaning carriers cannot decline you for any pre-existing condition or health-related illness.
There are no physicals required to secure an individual health insurance policy.
To review available health plans in your area, talk to an independent agent/broker. If you'd like some assistance, send me a message using the "contact me" button
As indicated in the last answer, the answer is yes. The Affordable Care Act (ACA) eliminated pre-existing conditions; that means, when you enroll during open enrollment (OEP), there is no underwriting, therefore, there is no physical involved.
The ACA also removed caps on any illness; that means no matter how much your care costs, the insurance carrier cannot limit or drop you because of the cost of your care.
These are just two of the great features of the ACA!
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There are no physicals required to secure an individual health insurance policy.
To review available health plans in your area, talk to an independent agent/broker. If you'd like some assistance, send me a message using the "contact me" button
The ACA also removed caps on any illness; that means no matter how much your care costs, the insurance carrier cannot limit or drop you because of the cost of your care.
These are just two of the great features of the ACA!