Can People With Pre Existing Conditions Get Health Insurance?

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    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    At this moment in time a person can only have their health insurance coverage limited with regards to individual policies. Healthcare reform will require health insurance companies to disregard pre-existing conditions in the individual marketplace. When a individual is obtaining health insurance through their employer the group health plan will generally  allow for pre-existing conditions. The gray area resides with businesses that are still offering "grandfathered" health plans (simply request details from your HR rep.). There are several other factors that may impact your current health insurance options feel free to email me for further explination.
    Answered on July 11, 2013
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