AARP is a marketing organization aimed at "seniors" aged 50 and older. AARP has endorsed health insurance plans, including major medical for those under age 65.
In some areas the endorsed plan is underwritten by Aetna in 2013. Compared to the Aetna plans available in the open market, you have only a few choices. AARP plans are essentially identical to those you can purchase from an insurance agent.
Premium savings on the AARP plans are illusory. In order to create a lower premium some benefits are stripped from the plan vs those available in market Aetna plans.
Any time you are shopping for insurance you should compare rates and benefits across a wide spectrum and not just assume plans endorsed by a marketing association or retailer are lower priced and better values.
Regional Marketing Director, Capital Choice Financial Group,
No, AARP is a marketing organization aimed at seniors and only endorses health insurnance but does not offer health insurance coverage. In my area AARP endorses United Health One which not always has the lowest premium. One might ask why AARP endorses a certain product. It is because the company pays for that endorsement as they pay for advertising or any other marketing method. The consumer must always shop the carriers and the plans to get what best fits him or her. AARP will always mislead the consumer to believe that the product or servce is absolutely the best in price and value which may not be true. Don't believe it all. Shop!!
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In some areas the endorsed plan is underwritten by Aetna in 2013. Compared to the Aetna plans available in the open market, you have only a few choices. AARP plans are essentially identical to those you can purchase from an insurance agent.
Premium savings on the AARP plans are illusory. In order to create a lower premium some benefits are stripped from the plan vs those available in market Aetna plans.
Any time you are shopping for insurance you should compare rates and benefits across a wide spectrum and not just assume plans endorsed by a marketing association or retailer are lower priced and better values.