Unless you were fired for gross misconduct, you can still qualify for COBRA if you are fired.
There may be other reasons why you cannot qualify for COBRA.
If you did not have enough tenure on the job, you may not qualify for the full 18 month COBRA benefit. Check with your COBRA administrator to determine the rules of your plan.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
It's going to depend on the size of your employer. Cobra law comes into play if you work for an employer who on any given day has 20 or more employees actively at work. That doesn't mean 20 employees on the medical insurance plan, just 20 employees at a given time. If you work for an employer in that situation you can go on Cobra continuance for 18 months at your expense plus a handling charge.
That said, the question involves being fired. It will depend on "what" you were fired for? Gross misconduct (example theft) would be grounds not to extend Cobra benefits to you. Getting fired for being late all the time, would not be considered Gross Misconduct. Usually your employer will have a handbook or employee guidebook that cites company policy as it pertains to benefits.
With employers under 20 lives not subject to Cobra, there may not be any extended coverage. Depending on the carrier, the carrier may offer a 3 month continuation, but they are not obligated to do so.
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There may be other reasons why you cannot qualify for COBRA.
If you did not have enough tenure on the job, you may not qualify for the full 18 month COBRA benefit. Check with your COBRA administrator to determine the rules of your plan.
That said, the question involves being fired. It will depend on "what" you were fired for? Gross misconduct (example theft) would be grounds not to extend Cobra benefits to you. Getting fired for being late all the time, would not be considered Gross Misconduct. Usually your employer will have a handbook or employee guidebook that cites company policy as it pertains to benefits.
With employers under 20 lives not subject to Cobra, there may not be any extended coverage. Depending on the carrier, the carrier may offer a 3 month continuation, but they are not obligated to do so.