1. 12689 POINTS
    Ted RatliffPRO
    Owner, SFS Associates,
    Under the Affordable Care Act, everyone must have some sort of creditable coverage or pay a penalty that will be assessed by the IRS.  Because the Affordable Care Act eliminates pre-existing conditions and provides subsidies, it is necessary for all to be required to have health insurance in order to help keep rates down as low as possible.
    Answered on July 10, 2013
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