1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is an excellent question! With any insurance plan, the idea is to compare the important things - coverage, cost, availability of services, and your deductible and out of pocket expenses.
    You want to look for a plan that offers the most services (what will they allow for payment as far as treatments, services, etc.) for the least amount of money (your monthly premium cost), with the lowest amount that you have to pay before they do (your co-pays and deductibles), in the widest network of providers (People who can do these treatments or services and accept this insurance).
    The Affordable Care Act (Obamacare) Government exchange site, www.healthcare.gov provides you with the opportunity to compare plans, as well as determine whether you'd qualify for discounts, without obligating you to any purchase. It's a great way to get an idea of what is being offered in your area. If you choose to look for a local insurer for the coverage, it gives you a good frame of reference to work from. I hope that you find what you are looking for, thank you for asking!
    Answered on December 3, 2014
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