1. Founder, Georgia Medicare Plans, Atlanta,GA
    Obamacare will impact almost everyone, including those who currently have health insurance. If your current health insurance does not meet certain standards (deductible, out of pocket, EHB) your policy will need to be upgraded to the new plan design.

    Most current high deductible plans will have to be replaced with the new plan design. If your policy does not have all the essential health benefits (EHB) as dictated by Obamacare, your plan will have to be "improved" to meet the new guidelines.

    All of these changes mean higher premiums and less affordable coverage.
    Answered on April 17, 2013

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