We have blue cross and blue shield.
I’m 21 and getting married. Will I be kicked off of my dad’s health insurance once I am married?
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We have blue cross and blue shield.
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What getting married does is give you and your new spouse a special enrollment period to apply for a new plan if you want to look at other coverage and see if there is a better option for you.
I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
As a health insurance broker for 33 years, your question is asked by our customers about every month. There are many affordable options, especially if you qualify for a subsidy.
LIVE answer provided by: Ed Harris - Premier health insurance broker and owner of several of the nation's top-rated websites that offer the best rates to consumers.
I say the vast majority of cases because in typical fashion there are these odd quirks in the law that no one read before they passed it. One of those odd quirks applies to what are called "grandfathered" health plans (policies that were in effect prior to the March 2010 passage of the Affordable Care Act. Buried in the fine print is a provision that became applicable on January 1, 2014. Under this provision, if the adult dependent child does have health insurance available to them through their employer then they can be dropped from their parent's coverage. As such, whether your parent's individual or group health insurance plan qualifies as a "grandfathered" policy can be a crucial factor in determining the adult dependent's eligibility for continued coverage.