Multiplan is a Nationwide PPO Network that includes Doctor's, Specialists, Hospitals, Labs and Facilities. This network is used by multiple insurance carriers for different types of policies.
Major Medical benefits will be based on the Insurance Carrier and your actual policy. If you have an ACA compliant plan, it will cover major medical expenses and preexisting conditions. If you have a Short-Term Medical or Fixed Benefit policy, the policy should still cover major medical expenses up to the specified maximums, but will normally not cover any preexisting conditions.
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Major Medical benefits will be based on the Insurance Carrier and your actual policy. If you have an ACA compliant plan, it will cover major medical expenses and preexisting conditions. If you have a Short-Term Medical or Fixed Benefit policy, the policy should still cover major medical expenses up to the specified maximums, but will normally not cover any preexisting conditions.