Indemnity health insurance major medical plans really don't exist any more. These plans do not have any doctor or hospital networks and pay a flat dollar amount or percentage of UCR when claims are filed.
There are a number of indemnity health insurance plans in the market place that are not true major medical plans. There is nothing wrong with these plans until you have a large claim and need to use them. Then you find out how little they pay towards your claims.
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There are a number of indemnity health insurance plans in the market place that are not true major medical plans. There is nothing wrong with these plans until you have a large claim and need to use them. Then you find out how little they pay towards your claims.