What To Do When Cobra Health Insurance Runs Out?

  1. 475 POINTS
    Barry Cohn
    President, RGEB Employee Benefits, Los Angeles
    When COBRA continuation coverage "runs out" individuals are able to purchase individual health insurance without waiting for the annual open enrollment period. An individual can purchase health insurance using a certified and licensed agent or go directly to the state or federal marketplace. Depending on your income level you may also qualify for a subsidy to help you pay for your health insurance.

    Health insurance is guaranteed issue since January 1, 2014 so there are no longer worries about not being able to obtain health insurance coverage,
    Answered on September 23, 2014
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  2. 11783 POINTS
    Contact Me
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    What to do when COBRA runs out? Well when your COBRA ends you now what is considered a qualifying event according to the ACA (aka Obamacare.) Within the next 60 days you can enroll in a new individual health insurance plan that will provide your coverage for your needs.
    Answered on October 16, 2015
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