When Can You Add A Spouse To Health Insurance?

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   Neil Steinman

   Owner, Orange County Health & Life Insurance,

   If you have an individual health insurance plan, you can add a spouse any time you wish. Of course, individual companies may require an application to be submitted 15 days (for example) prior to the requested effective date. You must also allow time for the carrier to underwrite the application.

   Answered on June 7, 2013

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