Who Is Exempt From Buying Health Insurance?

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   Christopher Lawrence

   Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey

   Individuals who qualify for their states Medicaid program, and those who are covered by a family members policy. Medicaid is a federal program that is managed and implemented on the state level, it has been traditionally  provided to low-income individuals who fall below the poverty line. However it looks as though it will be expanded by PPACA to include those who fall below 200% of the Federal Poverty Line (however there is quite a bit of time between current guidelines and January 1st. 2015). The only other way that you can be exempt is if you are listed as a dependent on someone elses policy.

   Answered on July 18, 2013

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