1. Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Subscriber is normally used to describe someone covered under an HMO plan although the term has broad use and application.

    In a generic sense, a health insurance subscriber may also be called a policyholder, certificate holder, insured or covered participant.

    Terms can be confusing but the use of subscriber is often a legal definition used when a policy is not issued to the individual.
    Answered on May 15, 2013
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