Why Is Health Insurance More Expensive For Women?

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   Fred Adams

   The HSA Expert, Health Revival, Athens, GA

   In past years, health insurance was typically more expensive for women under 50 due to the cost of medical care compared to men of the same age. After 50, rates were typically higher for men, who tend to begin incurring higher medical bills than women after age 50. Since the implementation of  the Affordable Care Act, the cost for coverage for people of the same age can no longer be based upon their sex, meaning the cost of coverage for a 40 year old man would be the same as the cost for a 40 year old female to purchase the same policy.

   Answered on April 23, 2014

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