The short answer is no. The longer answer is Yes if you don't want to potentially incur a penalty. A penalty could be as low as $90 in 2014 or 1% of your income and gets worse in later years.
As a broker, the clients I meet with that have insurance or more likely to keep up with there routine care and visits than those that don't have health insurance. Let's get you covered so you can have the potential to live longer with good healthcare.
The purpose of obamacare or health Care Reform is so that every American has health insurance. There is no penalty in 2013 for not having a health plan but in 2014, if you don't have health insurance, the penalty starts at $95 and subsequently get worse for the following years.
If you have a health plan from your employer you are good to go. If not, you will be able to purchase health insurance plans on you state's health insurance exchange.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
Will you have to buy health insurance under Obamacare? Yes, you are expected to. If you choose not to, you will pay a nominal fine each year. So what you have to weigh is the cost of a small fine each year vs the much higher costs of the premium. So you can go without if you choose and just pay the penalty to the government and then upon illness, sign up for coverage as their will be no pre-ex to worry about.
I expect a lot of people to use health insurance under Obamacare much like a trolley, hop on when you want, hop off when you want.
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As a broker, the clients I meet with that have insurance or more likely to keep up with there routine care and visits than those that don't have health insurance. Let's get you covered so you can have the potential to live longer with good healthcare.
If you have a health plan from your employer you are good to go. If not, you will be able to purchase health insurance plans on you state's health insurance exchange.
I expect a lot of people to use health insurance under Obamacare much like a trolley, hop on when you want, hop off when you want.