Can Home Insurance Cover Plumbing?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Homeowners insurance will not cover plumbing for normal wear and tear. In other words if the pipes just get old and you need new pipes they are not covered. If a pipe were to burst suddenly and flood your kitchen for example the insurance would pick up the damage caused by the water but will not fix the pipe. This is assuming of course water damage is not excluded from your policy.

   Answered on October 2, 2013

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