Does Home Insurance Cover Ac Unit?

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   Edward HarrisPRO

   Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US

   Your homeowner's insurance will cover your AC unit if it is a peril included in your coverage. For example, if lightening struck the unit, you would have coverage for the damages.
   
   However, if the AC unit stopped working, and it cost $200 to repair, you could not claim that on your insurance.

   Answered on June 1, 2013

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