1. Owner, SeniorCare Financial Services Northeast Ohio,
    No, that is generally not a covered peril. A homeowners policy would not cover any type of extermination, bats, bugs rats or otherwise. A homeowners policy is designed to cover natural perils such as fire, wind, hail etc. Some homeowners policy will cover a broad range of perils but usually things like bats would be excluded. Check with your agent and make sure.
    Answered on April 16, 2013

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