1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Vandalism to a vehicle is typically covered under the comprehensive portion of your car insurance. Fire, theft and vandalism are three of the biggest components of the comprehensive section of your policy. Usually, the deductible is considerably lower than your collision deductible.

    Vandalism is covered under your homeowner's insurance policy, although it would apply to contents of your home, the dwelling and other structures.

    Vandalism to personal property inside a vehicle would be a different type of claim than the vehicle itself.
    Answered on May 4, 2013
  2. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    No.  

    Home insurance covers your home, personal property and liability.

    Vandalism to your personal automobile is covered by your comprehensive/other than collision coverage.  Many different perils are covered by comprehensive coverage, one of them being vandalism.  

    In summary, if you want to have full protection against vandalism, then you will need to have comprehensive coverage on your car.
    Answered on August 1, 2013
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