Does Home Insurance Cover Guns?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   It may. Typically a homeowners policy will contain coverage for personal property. Under the coverage for that personal property there may be limited coverage for items such as fire arms, jewelry, and computers to name a few also subject to your deductible. In most case to properly cover your fire arms you will have to get an endorsement added to the policy to provide coverage for the full value of your fire arms. Contact your local agent about this coverage as it pertains to your homeowner policy.

   Answered on September 3, 2013

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