Homeowners Insurance policies generally provide Personal Property Coverage. There is usually a stipulation on the Personal Property section of coverage stating that 10% of the limit may be claimed for personal property away from home.
Thus, you may have personal property coverage while placed in storage units. It is important to review your homeowners insurance prior to placing personal property in storage units.
Also, if you are renting storage units from a well known company, many do have an additional insurance agreement that can be purchased to provide coverage.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
The Personal Property portion of your Homeowners Insurance Policy extends coverage on your personal belongings while they are outside your home. This coverage is usually limited to about 10% of the current stated Personal Property amount listed on your policy and may also be subject to other coverage limitations. It is best to talk to your Insurance Professional about the specific terms and conditions of your policy.
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Thus, you may have personal property coverage while placed in storage units. It is important to review your homeowners insurance prior to placing personal property in storage units.
Also, if you are renting storage units from a well known company, many do have an additional insurance agreement that can be purchased to provide coverage.