1. Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Tree root damage does not fall under the category of sudden and accidental. Tree root damage occurs over a long period of time and is thereby considered avoidable. I do understand the problem is out of site out of mind but homeowners have an obligation to maintain their property and if a plant becomes a hazard the issues needs to be dealt with therefore root damage is not a covered peril of a homeowners policy.
    Answered on May 13, 2013

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