1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Many insurance companies refuse to write a homeowner’s policy on a home that is near the ocean.  The policy normally excludes loss which results from flood, surface water, waves, tidal water, overflow of a body of water or spray, whether driven by wind or not.  It is not the intent of most companies to cover damage arising from a Tsunami.
    Answered on April 28, 2014
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