Does Homeowners Insurance Cover AC Repair?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIIt may. If you have an equipment breakdown endorsement on your homeowners policy the ac repair may be covered depending on the cause of loss potentially less your deductible. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.Answered on September 9, 2013flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482Talk to your Insurance Professional about the specific terms and conditions of your policy. If the unit is damaged as a result of a covered peril in your policy, then, subject to your policy deductible, there would more than likely be coverage available to pay the repair. If on the other hand, the damage is a result of wear and tear on the unit, then your Homeowners policy will more than likely not provide any coverage in that case.Answered on December 2, 2015flag this answer
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