Does Homeowners Insurance Cover Damage From A Water Leak?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   If a water leak has been occurring over a long period of time generally there is no coverage. This is seen as a preventable maintenance issue which falls under a homeowners duty to maintain. If the leak was sudden and caused water damage you should have coverage. I would advised you contact your local agent to discuss the specifics of your potential loss.

   Answered on May 28, 2013

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