Does Homeowners Insurance Cover Damaged Jewelry?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Damage to jewelry typically would not be covered under a homeonwers policy. Lost or stolen jewelry is a coverage that is provided under most homeowners policies with specific limitations. Please read your policy completely to understand the coverage that is provided and any exclusions that may be contained within the policy or contact your local agent to have them go over the policy with you.

   Answered on July 24, 2013

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