1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Damage to your roof is typically only covered if the damage is caused by a covered loss ( typically fire, smoke, or very strong winds ) and even then is subject to policy limits and possibly a deductible. Please read your policy completely to know what coverage is provided and what exclusions it may contain.
    Answered on June 19, 2013
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