Does Homeowners Insurance Cover Sewer Lines?

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   Mark Bartlett CLCS

   Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers

   Sewer lines or plumbing or not a covered peril of a homeowners policy if you are referring to the pipes alone either wearing out, plugging up or breaking, not to mention root damage. However should a pipe burst and cause damage to your dwelling there should be coverage. I recommend you talk to your local agent about the specifics of your potential loss to see if there is coverage.

   Answered on May 4, 2013

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