Does Homeowners Insurance Cover Water Damage From Dishwasher?
12689 POINTSview profileTed RatliffOwner, SFS Associates,No, there would be no coverage unless the water damage was caused by a covered peril such as freezing pipes that are not due to the negligence of the homeowner. Check with your agent for the specifics of your policy. Even if there were coverage, you need to determine if it will be worth turning in a claim by the time you pay your deductible. In most cases it probably would not.Answered on April 29, 2013flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersIf a water line from the dishwasher burst and there is damage to the dwelling then most likely there is coverage. Also potential overflow would be covered. However the pipe that burst if that is the case would not be covered. If the damage has been occurring over a long period of time most likely there would not be coverage. Damage must be sudden and accidental. If you are not sure consult your agent to discuss the specifics of the particular event to see if coverage applies. Also keep in mind your deductible applies so damage must be greater than your homeowner’s deductible.Answered on April 29, 2013flag this answer
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