Agent, Rural Mutual Insurance Co., Union Grove, WI
Yes, it can. It depends on the breed of dog that you have. Almost all insurance carriers have some restrictions on the dog breeds that they are willing to accept as part of a homeowners risk. If the dog has ever bitten or scratched someone that may also affect whether or not the carrier is willing to accept your home as a risk with the dogs history. Please contact your local to find out if your carrier has any restrictions on dog breeds and what they may be.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Most carriers yes it can affect the rates as the liability of the dog biting someone. Many carriers will have an exclusion for animal liability. Which in this case it would not increase your rates. In many cases Mutual insurance carriers can be lower as they are not always affected by things like Sandy and Katrina.
I would recommend you talking to a local Independent agent and seeing if your carrier is the best option for you.
.JPG){kind=avatar}
I would recommend you talking to a local Independent agent and seeing if your carrier is the best option for you.