Does Renting Your House Affect Your Homeowners Insurance?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Homeowners insurance is designed to cover owner occupied homes.  If you rent the property then you need to go to a policy designed for rental property.  If a company finds out that you do not live in the property you will very likely be non-renewed.  If your renter causes a fire there may be problems with a claim.  Talk to your local independent agent about the proper coverage.
    Answered on May 21, 2013
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