1. 644 POINTS
    Alex Pfeifer
    Owner, Pfeifer Insurance Brokers, Burlingame, CA
    It can take as little as an hour to purchase homeowners insurance. A broker needs to know details on your house, but that info can usually be found on real estate sights like Zillow and Redfin. If you have an appraisal that can be really helpful. Home Owners insurance is easy to set up so long as there aren't a lot of claims or if the home is in a flood or wild fire area.
    Answered on April 3, 2014
  2. 1844 POINTS
    David W. Clausen
    Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
    That is a good question. As long as you have all the necessary information about the property and there has been no major losses a homeowners insurance policy can be bound within a day. Keep in mind that credit, condition of the property & square feet of living area all go into the rating factors for HO insurance. Additionally, if a trampoline, diving board or viscous pet is on the property it can complicate purchasing insurance. It is best to give at least 2-3 days for the agent to look around and get the best rates available in the market.
    Answered on August 24, 2015
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