How Much Is Home Contents Insurance Per Month?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Home contents insurance is either a renter’s policy or it could be a condominium policy.  In either case there are two limits that determine the premium..  The first is the liability limit.  Select the highest limit that you can afford.  It is cheap and a lawsuit can result in bankruptcy.  The next is the personal property limit.  Take photos of every part of your residence.  On paper describe each object and the replacement cost.  Add those values and you will have your property limit.  Many of these policies are in place for $8-12 per month.
    Answered on August 25, 2014
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