You can make a claim immediately after a loss occurs.
Just make sure that you comply with the conditions in your insurance policy. You will more than likely have to preserve any damaged property; file a claim with the police if vandalism/mischievous caused the loss; cooperate with the insurance company.
If you just purchased the home owners policy and your concern is whether the loss is covered by the newest coverage, just check the effective dates on your declaration page. If the loss falls between those dates go ahead and make a claim. If not, then make the claim against your previous policy.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Talk to your insurance professional if you have suffered a loss. Discuss the terms and conditions of your policy and include an understanding of your policy deductible. Provided the damage is caused by named peril in your policy, your Insurance Professional should be able to open your claim for you right away.
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Just make sure that you comply with the conditions in your insurance policy. You will more than likely have to preserve any damaged property; file a claim with the police if vandalism/mischievous caused the loss; cooperate with the insurance company.
If you just purchased the home owners policy and your concern is whether the loss is covered by the newest coverage, just check the effective dates on your declaration page. If the loss falls between those dates go ahead and make a claim. If not, then make the claim against your previous policy.