How To Lower My Homeowners Insurance?

  1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Storms throughout the country are causing home insurance rates to increase rapidly. However, there are ways to reduce your cost. First, make sure you home is insured for the right amount. Second, increase your deductible. Third, review optional coverages on your policy and decide if the coverage is worth the cost.
    Answered on June 14, 2013
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  2. 150 POINTS
    Paul Nelson
    Owner, Paul Nelson Insurance Services, Santa Cruz, CA
    Many insurance companies offer discounts when you bundle multiple lines of business together. Ask your broker if you get a discount for insuring your auto, life, motorcycle, etc. with the same company. The age of your roof (and roof type) and how recently you've made significant improvements to heating, plumbing, air conditioning, and alarm systems factor in to your rate as well.
    Answered on June 14, 2013
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