I am assuming by ice dams you mean the ice buildup around gutters. If that is the case the answer would be no. That becomes a maintenance issue. Your homeowners policy will cover roof collapse due to weight of ice and snow but the ice dams around the gutters generally would not be covered.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Depending on your carrier it may be covered. The carriers that we use they will cover it. As Mr. Ratcliff stated about the roof collapse yes and with the carries that we choose to use they also cover the ice build up around the gutters.
In Montana this is the case. Depends on what state and carrier talk to your local agent and they should be able to direct you.
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In Montana this is the case. Depends on what state and carrier talk to your local agent and they should be able to direct you.