1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Home insurance is not required by the state but if you have a mortgage your bank will require homeowners insurance. Home insurance is one of the best values in the insurance market place. For less than $1,000 a year you can get coverage for your entire house and all of your personal belongings. Home insurance also provides liability protection which is just as important. Your house is usually your biggest asset so make sure it's protected.
    Answered on August 26, 2013
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