Is Landscaping Covered Under Homeowners Insurance?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   In many cases, there is some limited coverage for shrubbery and trees, yes.  The coverage may be limited to specific causes of loss or perils, and would be subject to your Homeowners' Policy Deductible.  In addition, coverage may be limited to a specific dollar limit within the terms and conditions of your policy.  Fencing, above ground structures such as arches, pergolas, fountains etc, would have coverage, but generally speaking, surface installed patios, walkways etc, may not be included for coverage under the policy.

   Answered on July 9, 2013

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