What Happens To Homeowners Insurance When Someone Dies?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The homeowner’s policy covers the property.  In that regard the policy would continue to protect the home.  It would be wise to contact the insurance agent and have the insured changed to reflect the new ownership.  Mortgage companies require continuous coverage so it is important to keep coverage in place.
    Answered on June 18, 2014
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