What Is Needed To Get Homeowners Insurance?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    You will need the date of construction for the home, the address, the total square footage, type of basement, number of stories, type of siding, type of roofing, type and size of garage, home heating source, distance to nearest responding fire department, distance of nearest fire hydrant, your personal information, and possibly more detailed information on the home to be able to receive a proper quote. After the quote, complete underwriting, sign paperwork and make premium payment.
    Answered on June 6, 2013
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  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Talk to your Insurance Professional about coverage options that are available to you. Provide the address of your home along with key information such as the year of construction, style of construction and proximity to both a hydrant and fire station. Talk about any specialty items in your home such as finished basement, fireplace, upgraded kitchen and bathroom features, flooring types etc. It would be helpful to know if your roof had been replaced or if systems such as heating, electrical or plumbing have been upgraded. If you have a garage, is it separate or attached to your home. If attached, is it along side, built in or basement? Be sure to advise if you have a central station fire or burglary alarm system. Finally, unless they already have it, they will need your personal information including full name, date of birth and in some cases social security number.
    Answered on October 2, 2015
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