1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most homeowner’s policies have an annual term and premium.  Since each home is unique, each homeowner’s policy is also unique.  The location, value, condition and fire rating of a home give four of the criteria used to develop the premium.  
    Answered on May 9, 2014
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